Fast property finance when you need it most from £30,000 to £15m

  • Auction Loans
  • Bridging Loans
  • Business and Personal Consolidation
  • Buy to Let
  • Commercial Mortgages
  • Development Loans
  • Land Loans
  • Purchase, Refinance & Capital Raising
  • Secured funding available on a first or second charge basis
  • All difficult cases considered with most funded!

We Process & Package All Loans In House

For Speed Purposes

Acceptable Security in England, Scotland and Wales

  • Residential Investment Properties
  • Residential Houses/Flats etc (Second charge only) where owner-occupied
  • Commercial Units
  • Office & Shop Units
  • Buy to Let Houses & Flats
  • Farms, Land & Construction finance including ground up
  • Nursing/Care Homes
  • Leisure & Health Clubs
  • Takeaways, Restaurants, Pubs & Hotels
  • Refurbs & Non Standard construction properties accepted

No Onsite Valuation Required in Some Cases

Bridgewater Acceptances Limited has been established for over 15 years and are specialist commercial finance providers with an established reputation of successfully providing fast and flexible bridging loans from 3 months to 24 months, buy to let and commercial mortgages up to 30 years, land and development loans to status and non-status borrowers based in the UK and offshore. We also provide 2nd charge loans to homeowners who are raising funds for business purposes.

We specifically work closely with intermediaries and the business community to ensure we provide a fast and personal service to our introducers and customers.

We do not require business accounts or bank statements and consider all difficult cases with most funded. Loans and mortgages are available from £30,000 to £15 Million or more in England, Scotland and Wales.

Where do you go for money when funds are required fast and the bank says no?

Why Not Bridgewater Acceptances Ltd? With Substantial funds available to us through our lending partners, (Bridgewater Acceptances LTD is not the lender) we process, underwrite and loans can be funded in some cases within 5 working days.


We are happy to consider as security any type of property or land within the UK on a First or Second Charge basis without the requirement of business accounts being submitted.


Funds available to limited companies (UK and offshore), pension funds, SIPPS, SASS, partnerships, sole traders, private individuals and non-UK citizens. Adverse credit borrowers accepted on a case by case basis.


We offer flexible repayment terms from 3 months to 30 years, we also provide loans secured on Land, Refurbs and Developments.

Funds can be used for any legal purpose including paying off bankruptcies, IVAs, debt consolidation, capital raising, investment property purchases including auction properties. Interest only and capital &interest options available, security accepted in England, Scotland, Wales.

If funds are required quickly, don’t take risks.. Take action!
Contact our experienced and helpful new business team on 0161 767 9393 – 9am to 6pm, Monday to Friday or you can click here to send us an email.

* Please note we do not accept owner-occupied residential properties where the borrowers or immediate family live in 40% or more of the total area of the security (working farms are acceptable in most cases). Second charge loans on owner/occupied residential property can only be accepted where funds are being raised for business purposes only.

* All loans are funded on a non-regulated basis – further details available upon request.

* Professional advice should always be taken regarding your loan requirements.

* All funds on agreed mortgages/loans are provided by our lending partners (Bridgewater Acceptances LTD is not the lender)

Fast – Effective – Efficient

Please note: It is always best to obtain the appropriate advice from a professional intermediary regarding your finance options prior to proceeding to a full application. Bridgewater Acceptances do not offer or provide financial advice and only quote In Principle terms based on initial information provided and the exclusive products we offer. All funds on agreed loans are provided by our lending partners.

All borrowers must use the solicitors of their own choice to act for them solely, the solicitors chosen must have 2 or more regulated SRA Managers. All legal costs are payable by the borrower(s). Ex Bankrupts are considered for a mortgage providing they have been discharged for 12 months or more. All products and criteria are for guide purposes and maybe changed at any time without prior notice given.

All photos on the site are for illustration purposes only.

Bridgewater Acceptances Limited – First Floor, 118 Bury New Road, Whitefield, Manchester, M45 6AD Tel: 0161 767 9393 – Fax: 0161 767 9602

Registered Office: 245 Bury New Road, Whitefield, Manchester, M45 8QP – Company Reg: 6114410

Bridgewater Acceptances Limited is authorised and regulated by the Financial Conduct Authority. This does not include regulated residential mortgages – Further details available upon request.